If you want to study in the US then you have a great deal of planning to do. First, you have to plan the trip to the US and then you have to make all the arrangements to be sure that there will be nothing but smooth sailing once you arrive. Your application for the US student visa J1 must be approved and then you must meet all the qualifications that go with it. One of these qualifications is that you have travel insurance.Reasons To Get A US Student Visa J1First off, what are the reasons for going through all this trouble? Why would anyone want to get a US student visa J1? The reasons are many.One reason is the well known excellence of the American educational system. The most prestigious schools in the US only admit the best students from around the world. Anyone who attends these schools benefits from the education and the prestige.Financial aid is another reason to choose a US education. Many universities help students afford their educations by offering grants, stipends, and loans. The monies offered may not only help to cover tuition but more common life expenses as well.Finally, the job opportunities in the US are also a factor that draws students. Upon the completion of your education, they will probably be looking for employment. The US is rich with opportunities for educated individuals.The Necessary Insurance Coverage For The US Student Visa J1Now that you know all the reasons why someone would seek out this type of visa, you should know that there are specific guidelines on the type of travel insurance a student needs to go along with it. The travel insurance that a student chooses will have to meet or exceed the following criteria.The travel insurance policy must have medical benefits of no less than $50,000 for each accident or illness. The repatriation of remains coverage is required to be at least $7,500. The medical evacuation coverage of the exchange student to their home country is required to be $10,000. Finally, the amount of the deductible must be limited to no more than $500 for each accident or illness. Of course, there is always the option of having more coverage, but these are the bare minimum travel insurance coverage requirements of the US student Visa J1.That’s not all. Even the insurance company that you get your policy from has to live up to preset standards. It must have a sufficiently high ranking by one of the following. It has to have an AM Best ranking of A- or higher, a Standard and Poor’s Claims Paying Ability ranking of A- or higher, an Insurance Solvency International (ISI) ranking of A- or higher, or a Weiss Research ranking of B+ or above.Insurance for a student visa J1 is rife with conditions. The end result of a quality education, however, is priceless. For all the benefits that you gain from going to school in the US, taking the time to get the right insurance policy is worth it.
One of the biggest problems for workers and professionals who are always on the road traveling when it comes to furthering their education is how to keep up with their studies. If you are one of such workers and you have this exact problem, keep reading. This article looks at how online degree education can help traveling workers like you to keep up with their jobs, yet still get or further/advance their education.Unlike traditional college or university education where one has to physically attend classes in a particular college or university, this doesn’t apply with an online education. For the traveling workers or professionals, they can get lots of benefit from online degree education because they can attend to their lectures anywhere they are in the state, country or even any part of the world. All they need is a computer connected to the Internet and they are “in class”, so to speak.Also they can do their tests, assignments and even their examinations anywhere they are in the world. With the power of the interactive nature of the Internet they can even interact with other students, regardless of where they are located. These are indeed huge advantages for any traveling worker who is interested in improving him or herself educationally.So, if you are a traveling worker or professional who wants to further his or her education, you can do so online, thanks to online education. Whether you want to get another degree or a PhD or higher, you can with online education.But of course, ensure that you search for a college or university of repute that offers the course of study that you are interested in. Not every course of study is being offered by every online college, but lots of them do offer most of the popular courses out there.And yes, the college or university’s online degree program should be accredited by the necessary accreditation body in the particular country where the college or university is operating from. I am particular about this because there are lots of fraudulent and fake online colleges and universities all around the world. You ought to be careful not to fall into the hands of such fraudsters. If you do you will end up with a degree or PhD that is not only fake but one that would have cost you huge amount of money to get, yet is worthless.